One place to start.
You need a loan, you want options, and you want answers fast. Going out to lender after lender takes time you may not have — and every application leaves a mark.
Tell us the situation once. We take it to the credit teams that actually fit, and our broker network extends that across bank and non-bank options too.
You’ll know within 24 hours whether there’s a credible funding pathway. And if we can’t help, we’ll tell you that up front.
Call us now, chat now, or tell us what you need below and we'll call you.
1300 911 862This form is for commercial and business-purpose lending. If the loan is for a home you'll live in, call us instead and we'll point you to someone who can help.
Most people start by calling whoever they've dealt with before, then working outwards. That's slow, and it means the same story gets told five times with a slightly different answer each time.
We do it the other way around. One conversation, then we work out which credit teams the transaction actually suits before anyone submits anything.
If one lender can't cover the requirement, we can look at bringing in multiple sources of credit. And where debt falls short, options around equity can be explored.
We're not a lender and we don't make credit decisions. We're the people who know which credit teams to approach, in what order, and how a transaction needs to be positioned before it gets there.
That distinction matters. It means we're not trying to fit your scenario into one lender's parameters.
Commercial property finance, construction and development funding, bridging finance, business loans against property, second mortgages, and transactions where a bank has already said no.
Commercial property finance — purchases, refinances and equity release against office, retail, industrial and mixed-use property.
Business loans against property — working capital, expansion, or paying out a pressing liability, secured against real estate.
Bridging finance — short-term funding to settle before a sale completes, or to move on something while longer-term finance is arranged.
Construction and development finance — site acquisition through to completion, including residual stock.
Second mortgages and mezzanine debt — additional funding behind an existing first mortgage, where the first lender permits it.
Land banking and rural property finance — englobo land, farmland and holdings outside standard bank appetite.
Refinancing and debt consolidation — where an existing facility is expiring, in default, or no longer fits.
All commercial and business-purpose. If your scenario isn't in that list, it's still worth a call — the list is what comes up most, not a limit.
Private Lending Group arranges and packages loan information for commercial and business-purpose lending. We do not hold an Australian Credit Licence and we do not provide consumer credit. If you're after a home loan for somewhere you'll live, we're not the right people — but we'll tell you that on the first call rather than waste your time.
Before it's urgent, if you can. Timing is usually the thing that limits options, not the deal itself.
Not sure whether a scenario fits? That's the quickest thing to settle on a call.
